You are in Switzerland, so use CHF or creditcard

We took the train from Milan to Como, stayed in Como for a few days, then took the train from Como to Lugano. I know you can take a direct train from Milan to Lugano. The train was fast and easy. You can take a ferry from Lake Como to Mennaggio then a bus to Lugano but the train would be a much faster unless you want to see Mennaggio which is also beautiful.

By car it is approx 1 and a half hours. By train you would have to travel via Milan, approx 3 and a half hours.

I used ferry from como lake to Lugano. Sorry I can’t help you

Hello. No need to book a trip on the boat. There are several boats available on Laje Lugano, and only a short wonderful walk from the train station. Just purchase a ticket at the ticket office and enjoy. The people there will give you any information you need.

Hi... In our experience, no, unless you need to adhere to a very precise schedule ... otherwise, we just rocked up and were on the very next ferry ... and that was in late July, so presumably a busy time of year. We had a wonderful few weeks driving and exploring northern Italy - wish you have a great trip...

Hello there are services with private drivers where you can go door to door for about 22 euros

No this is close sorry